Website Terms and Conditions

Acceptance of Terms

  • Please carefully review these Website Terms and Conditions (“Terms”). By accessing this site or any of its pages, you agree to be bound by the following Terms. If you do not agree to these Terms, please refrain from accessing this site or its pages.

Use of Information and Materials

  • The information, materials, and descriptions presented in these pages are subject to change. Not all products and services may be available in every geographic area. Your eligibility for specific products and services is subject to Bank of Bahrain and Kuwait B.S.C.’s (“BBK”) final determination and acceptance. BBK products are not obligations of or guaranteed by BBK.

Use of Website

  • You agree to use this website for lawful purposes only and in a manner consistent with all applicable laws and regulations.

Intellectual Property

  • All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of BBK. You may not reproduce, distribute, or display any portion of this website without BBK’s prior written consent.

No Warranty

  • The information and materials provided on this site, including text, graphics, links, and other items, are provided on an “as-is” and “as-available” basis. BBK does not warrant the accuracy, adequacy, or completeness of this information and materials and explicitly disclaims liability for errors or omissions. BBK provides no warranty of any kind, whether implied, express, or statutory, including but not limited to non-infringement of third-party rights, title, merchantability, fitness for a particular purpose, and freedom from computer viruses, in conjunction with this information and materials.

Limitation of Liability

  • BBK shall not be liable for any damages, including, but not limited to, direct or indirect, special, incidental, or consequential damages, losses, or expenses arising in connection with this site, its use, or the inability to use it by any party. This includes, but is not limited to, any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure, even if BBK or its representatives have been advised of the possibility of such damages, losses, or expenses. Hyperlinks to other internet resources are to be accessed at your own risk. BBK does not investigate, verify, monitor, or endorse the content, accuracy, opinions expressed, or other links provided by these resources.

Submissions

  • All information submitted to BBK through this site shall be considered and remain the property of BBK. BBK is free to use, for any purpose, any ideas, concepts, know-how, or techniques contained in information provided by a visitor to this site. BBK is not bound by any obligations of confidentiality regarding submitted information, except as agreed upon by the BBK entity with the direct customer relationship or as otherwise specifically required by law.

Governing Law

  • These Terms and Conditions are governed by and construed in accordance with the laws of the Kingdom of Bahrain. Any legal action, dispute or proceeding related to this website shall be subject to the exclusive jurisdiction of the courts of the Kingdom of Bahrain.

Bank of Bahrain & Kuwait B.S.C is now registered with DICGC.

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All the locker –Hirer are advised to execute the fresh locker agreement by contacting through their base branch on immediate basis as per the RBI revised instructions.

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Dear Customer, as a valuable customer for our bank we welcome you to join the FX retail platform through the link https://www.fxretail.co.in/#/ for getting access to Forex dealing in USD/INR currency pair. In case of further queries, you can reach us on 022- 22-43349205/43349256/43349257 to Mr. B. Harikumar / Mr. S. Venkatachalam / Mr. Ankush Jain – Bank of Bahrain and Kuwait B.S.C"

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“ATM/Debit card can be managed/blocked using mobile banking app “BBKonnect”- please download from App Store/ Play store.”

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Dear Customer, Consequent upon spurt in COVID-19 cases across India and Government/local bodies actions, we request all our valued customers to use online banking for their regular banking transactions and also minimize use of cash as low as possible. Currency changing hands may also be carrying virus. For any help and details visit our website www.bbkindia.com . We assure our commitment to you and thank you for your co-operation in the current situation"

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Reserve Bank of India(RBI) vide circular No DPSS.CO.RPPD.No 309/04.07.005/2020-21 dated Sepetember 25,2020 had announced introduction of Positive Pay System for CTS for all cheques value Rs 50000.00/- and above.

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Dear Customer, As per Govt. guidelines and to ensure the health and safety of our customers,vendors and employees, all visitors to our branches are required to wear a face mask maintain social distancing. Entry will be allowed post screening for body temperature and status on the Aarogya Setu app. We request your co-operation in compliance of these guidelines.

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An Appeal (Hindi-pdf) with reference to Pradhan Mantri Garib Kalyan Package, in the light of COVID-19.

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“Dear Customer,Bank of Bahrain and Kuwait B.S.C. will never ask you to share sensitive information like OTP, CVV, passwords for moratorium on loan EMIs or any other payment. Beware of such fraudulent calls or emails. DO NOT share your OTP, User ID, Password, CVV, Expiry date etc with anyone. Stay safe and stay alert. To know more, visit www.bbkindia.com”

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“Thank you for choosing to do business with BBK. Due to global COVID-19 pandemic, there is a great deal of uncertainty in the markets and in the current situation, BBK highlights the need for clients to carefully consider any new product and independently review risks at this highly sensitive and volatile time. We caution our clients to remain focused and vigilant in these times as the human, economic and financial impacts of this pandemic have already been huge, and it is not yet clear how quickly the situation will be brought under control and normal economic activity can resume.”

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“As per RBI guidelines, National Electronic Fund Transfer (NEFT) is available 24 x 7 with effect from December 16, 2019.”

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* TDS of 2% would be levied on cash withdrawals exceeding Rs 1 crore during a financial year. Click here for further details.

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* Waiver / reduction of NEFT/RTGS charges with immediate effect Refer schedule of charges for details. Please click here for Revised service charges w.e.f.01.10.2022.

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*Banking Facilities for Senior Citizens and Differently abled Persons.

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* W.E.F 01.07.2017 Bank has been collecting GST @18% on applicable commission/service charges in lieu of service tax @15%.

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* W.E.F 01.07.2017 GST on Forex conversions are being collected. Click here for rates.

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* Please click here for current MCLR rates.

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* Please click here for current interest rates on deposits.

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* Details of Unclaimed Deposits. Please click here.

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* FREE OF CHARGE unlimited usage of BBK ATM cards in other Banks’ ATMs.BBK ATM cards can be used in all ATMs of NPCI member Banks network. Click here for details.

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*Safe Deposit Lockers facility available at our Hyderabad, Aluva & New Delhi branches. Please contact branch for details.

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* Interest on all types of Savings Deposit shall be credited at quarterly intervals on the last working day of March, June, September and December.

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* As per Income Tax rules, applicable TDS on deposit account is deductible on accrued interest. TDS so deducted is non-refundable.

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* Customers are advised to register their mandates for payment before maturity on joint deposits held on "Either or Survivor" or "Former or Survivor" basis.

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* Customers are advised to issue CTS compliant cheques only.

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* BBK presently does not have any 3rd Party Agents/DSAs. The marketing & processing of all products are done through its branches, by the bank staff.

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* Rupee Floating Loans/ Credit limits shall now be priced at MCLR effective 01/04/2016"click here for details

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