Retail Banking

Savings Account

Start saving for the future you want upto 4% p.a*

Enjoy 24/7 access to your account while you grow your finances at attractive interest rates!

  • Interest rate upto 4% p.a*
  • Free Debit Card
  • E-statement sent monthly to your registered email ID
  • Cheque book facility
  • Internet & Mobile Banking facility

Conditions Apply*

Current Account

Manage your day to day expenses anytime, anywhere

Get the flexibility you need with BBK Current Account. Offering you easy access and unlimited transactions monthly plus 24/7 access through Internet Banking, the Current Account helps you meet your day to day expense requirements at your convenience.

  • Cheque book facility
  • Free Debit card to Proprietorship account holder
  • E-statements sent monthly to your registered email ID
  • Internet & Mobile Banking facility

Conditions Apply*

Fixed Deposit

Meet your emergency requirements whilst you fund your future

Break your deposit without losing benefits! Enjoy the freedom to make partial withdrawals from your Fixed Deposit for unforeseen expenses while keeping the rest of your savings intact.

  • Market-driven interest rates
  • Minimum deposit of INR 10,000/-
  • Premature withdrawals permitted subject to penal interest
  • Choice of monthly or quarterly interest or cumulative
  • Available in different tenors

Recurring Deposit

A Recurring Deposit, commonly known as RD, is a unique term-deposit offered by the Bank as a systematic investment tool which allows customers to make regular deposits over a period and earn decent and assured returns on the investment.

Retail Loans

The Financial products offered by Banks and Financial institutions to individual customers rather than businesses. These loans are typically used for personal purposes such as buying a home, car, consumer goods or funding education. BBK offers mortgage loans to domestic as well NRI customers and Consumer loans to domestic customers.

Bancassurance (Insurance)

Insurance is a financial arrangement in which an individual or entity (the insured) pays premiums to an insurance company in exchange for protection against specific risk or life. Bancassurance is a business model under which Banks collaborate with Insurance companies to offer insurance products such as life, health and general insurance to their clients across the branches or through online channels. To facilitate and offer such product as one -stop-solution, BBK keeps collaborating with renowned Insurers, from time to time.

Portfolio Investment

Portfolio Management Services (PMS) are specialised SEBI-regulated investment services designed to cater to the needs of high-net-worth individuals (HNWIs) who seek personalised and professional management of their investments, BBK partnered with M/s Geojit Financial Service Limited. A leading Indian investment services company, who has presence across India and in the Gulf Cooperation Council countries.

Remittance

Send the funds to meet your family’s day-to-day requirements

Telegraphic Transfer

  • Speedy, secure and hassle-free Foreign Exchange services and solutions at competitive rates to meet all your foreign currency requirements.
  • Transfer money easily from your BBK or other overseas bank accounts to India by simply using Telegraphic Transfer.

Digital Channels

With the advent of ATMs and cards in the 1960s, Internet banking in late nineties, then NEFT, RTGS, IMPS, UPI (unified payment interface) and now digital currency of the India (CBDC) in 2023 signifies the evolving landscape of digital channels. BBK keeps pace with the changes in industry and offers Internet banking, ATM card, Mobile banking channels apart from the existing CBS branch channel.

Useful Links

Required Documents for Account Opening

Schedule of Charges

Contact Us

Bank of Bahrain & Kuwait B.S.C is now registered with DICGC.

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All the locker –Hirer are advised to execute the fresh locker agreement by contacting through their base branch on immediate basis as per the RBI revised instructions.

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Dear Customer, as a valuable customer for our bank we welcome you to join the FX retail platform through the link https://www.fxretail.co.in/#/ for getting access to Forex dealing in USD/INR currency pair. In case of further queries, you can reach us on 022- 22-43349205/43349256/43349257 to Mr. B. Harikumar / Mr. S. Venkatachalam / Mr. Ankush Jain – Bank of Bahrain and Kuwait B.S.C"

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“ATM/Debit card can be managed/blocked using mobile banking app “BBKonnect”- please download from App Store/ Play store.”

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Dear Customer, Consequent upon spurt in COVID-19 cases across India and Government/local bodies actions, we request all our valued customers to use online banking for their regular banking transactions and also minimize use of cash as low as possible. Currency changing hands may also be carrying virus. For any help and details visit our website www.bbkindia.com . We assure our commitment to you and thank you for your co-operation in the current situation"

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Reserve Bank of India(RBI) vide circular No DPSS.CO.RPPD.No 309/04.07.005/2020-21 dated Sepetember 25,2020 had announced introduction of Positive Pay System for CTS for all cheques value Rs 50000.00/- and above.

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Dear Customer, As per Govt. guidelines and to ensure the health and safety of our customers,vendors and employees, all visitors to our branches are required to wear a face mask maintain social distancing. Entry will be allowed post screening for body temperature and status on the Aarogya Setu app. We request your co-operation in compliance of these guidelines.

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An Appeal (Hindi-pdf) with reference to Pradhan Mantri Garib Kalyan Package, in the light of COVID-19.

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“Dear Customer,Bank of Bahrain and Kuwait B.S.C. will never ask you to share sensitive information like OTP, CVV, passwords for moratorium on loan EMIs or any other payment. Beware of such fraudulent calls or emails. DO NOT share your OTP, User ID, Password, CVV, Expiry date etc with anyone. Stay safe and stay alert. To know more, visit www.bbkindia.com”

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“Thank you for choosing to do business with BBK. Due to global COVID-19 pandemic, there is a great deal of uncertainty in the markets and in the current situation, BBK highlights the need for clients to carefully consider any new product and independently review risks at this highly sensitive and volatile time. We caution our clients to remain focused and vigilant in these times as the human, economic and financial impacts of this pandemic have already been huge, and it is not yet clear how quickly the situation will be brought under control and normal economic activity can resume.”

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“As per RBI guidelines, National Electronic Fund Transfer (NEFT) is available 24 x 7 with effect from December 16, 2019.”

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* TDS of 2% would be levied on cash withdrawals exceeding Rs 1 crore during a financial year. Click here for further details.

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* Waiver / reduction of NEFT/RTGS charges with immediate effect Refer schedule of charges for details. Please click here for Revised service charges w.e.f.01.10.2022.

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*Banking Facilities for Senior Citizens and Differently abled Persons.

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* W.E.F 01.07.2017 Bank has been collecting GST @18% on applicable commission/service charges in lieu of service tax @15%.

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* W.E.F 01.07.2017 GST on Forex conversions are being collected. Click here for rates.

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* Please click here for current MCLR rates.

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* Please click here for current interest rates on deposits.

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* Details of Unclaimed Deposits. Please click here.

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* FREE OF CHARGE unlimited usage of BBK ATM cards in other Banks’ ATMs.BBK ATM cards can be used in all ATMs of NPCI member Banks network. Click here for details.

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*Safe Deposit Lockers facility available at our Hyderabad, Aluva & New Delhi branches. Please contact branch for details.

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* Interest on all types of Savings Deposit shall be credited at quarterly intervals on the last working day of March, June, September and December.

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* As per Income Tax rules, applicable TDS on deposit account is deductible on accrued interest. TDS so deducted is non-refundable.

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* Customers are advised to register their mandates for payment before maturity on joint deposits held on "Either or Survivor" or "Former or Survivor" basis.

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* Customers are advised to issue CTS compliant cheques only.

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* BBK presently does not have any 3rd Party Agents/DSAs. The marketing & processing of all products are done through its branches, by the bank staff.

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* Rupee Floating Loans/ Credit limits shall now be priced at MCLR effective 01/04/2016"click here for details

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