RuPay Classic Debit Card

Features & Benefits

Make easy payments without having to carry cash

Cash withdrawals from local and international ATMs that accept Visa cards.

Make travelling and shopping easy and fun with just one swipe

Free Unlimited usage of Debit Card on ATMs across India

Daily ATM cash withdrawal limit of Rs. 25,000/-

Daily POS Limit of Rs. 2,00,000/-

SMS alert for all transactions

Convenient payment processes with the “Tap & Go” contactless feature.

Instant debit card issuance and replacement at any BBK branch.

FAQ

Is a Debit Card like a Credit Card?

  • No, DEBIT Card is different from a Credit Card. Using your DEBIT Card, you can access your account and carry out most of your banking transactions round the clock.
  • Also, unlike a Credit Card, your DEBIT Card prevents you from over-extending yourself by permitting you to withdraw cash only as long as there is money in your account. Finally, if you withdraw cash using a Credit Card, you will be charged a service fee, whereas using Debit Card does not attract any charges.

What transactions can I perform using my DEBIT Card?

You can carry out the following transactions at any RuPay enabled ATMs.

  • Withdraw cash
  • Change your PIN
  • Make a balance inquiry
  • Request a mini statement

Do I have to maintain any minimum balance in the account for using the card?

  • You can only withdraw to the extent of the balance in the account.

What is the cash withdrawal /cash advance limit for me?

  • BBK customers can withdraw up to Rs.25,000/- per day using DEBIT Card at RuPay enabled ATMs.
  • For non-BBK customers, the limit is as decided by the bank issuing the card.

What are the service charges for debit cards?

Debit Cards
H.1 Issue of First ATM Card Free Free
H.2 Renewal Fee of ATM – every year 100/- Free
H.3 Reissue of ATM Card at the request of the customer 100/- 100/-
H.4 Reissue of ATM PIN at the request of the customer 50/- 50/-


Click here to know more

Fees & Charges

Download Forms

bank

Please refer the detailed Schedule of charges.

file (2)

Click here to Download the Form.

Contact Us

Bank of Bahrain & Kuwait B.S.C is now registered with DICGC.

|

We decided to move away from CITI Bank Nostro arrangement with immediate effects, Pls route all USD remittances through JP morgan nostro details (SWIFT CHASUS33, Nostro account no 811165463), All the locker –Hirer are advised to execute the fresh locker agreement by contacting through their base branch on immediate basis as per the RBI revised instructions.

|

Dear Customer, as a valuable customer for our bank we welcome you to join the FX retail platform through the link https://www.fxretail.co.in/#/ for getting access to Forex dealing in USD/INR currency pair. In case of further queries, you can reach us on 022- 22-43349205/43349256/43349257 to Mr. S. Venkatachalam / Mr. Ankush Jain – Bank of Bahrain and Kuwait B.S.C"

|

“ATM/Debit card can be managed/blocked using mobile banking app “BBKonnect”- please download from App Store/ Play store.”

|

Reserve Bank of India(RBI) vide circular No DPSS.CO.RPPD.No 309/04.07.005/2020-21 dated Sepetember 25,2020 had announced introduction of Positive Pay System for CTS for all cheques value Rs 50000.00/- and above.

|

“Dear Customer,Bank of Bahrain and Kuwait B.S.C. will never ask you to share sensitive information like OTP, CVV, passwords for moratorium on loan EMIs or any other payment. Beware of such fraudulent calls or emails. DO NOT share your OTP, User ID, Password, CVV, Expiry date etc with anyone. Stay safe and stay alert. To know more, visit www.bbkindia.com”

|

“As per RBI guidelines, National Electronic Fund Transfer (NEFT) is available 24 x 7 with effect from December 16, 2019.”

|

* TDS of 2% would be levied on cash withdrawals exceeding Rs 1 crore during a financial year. Click here for further details.

|

* Waiver / reduction of NEFT/RTGS charges with immediate effect Refer schedule of charges for details. Please click here for Revised service charges w.e.f.01.10.2022.

|

*Banking Facilities for Senior Citizens and Differently abled Persons.

|

* W.E.F 01.07.2017 Bank has been collecting GST @18% on applicable commission/service charges in lieu of service tax @15%.

|

* W.E.F 01.07.2017 GST on Forex conversions are being collected. Click here for rates.

|

* Please click here for current MCLR rates.

|

* Please click here for current interest rates on deposits.

|

* Details of Unclaimed Deposits. Please click here.

|

* FREE OF CHARGE unlimited usage of BBK ATM cards in other Banks’ ATMs.BBK ATM cards can be used in all ATMs of NPCI member Banks network. Click here for details.

|

*Safe Deposit Lockers facility available at our Hyderabad, Aluva & New Delhi branches. Please contact branch for details.

|

* Interest on all types of Savings Deposit shall be credited at quarterly intervals on the last working day of March, June, September and December.

|

* As per Income Tax rules, applicable TDS on deposit account is deductible on accrued interest. TDS so deducted is non-refundable.

|

* Customers are advised to register their mandates for payment before maturity on joint deposits held on "Either or Survivor" or "Former or Survivor" basis.

|

* Customers are advised to issue CTS compliant cheques only.

|

* BBK presently does not have any 3rd Party Agents/DSAs. The marketing & processing of all products are done through its branches, by the bank staff.

|

* Rupee Floating Loans/ Credit limits shall now be priced at MCLR effective 01/04/2016"click here for details

|