BANK OF BAHRAIN AND KUWAIT B.S.C

SERVICES
Ancillary Services
Collection Services
Savings Accounts Services
No Frills Accounts Services
Remittance Services
Free Services
Other Services
RTGS/NEFT
Debit Card Services
Safe Deposit Lockers
Other Remmittances
PMJBY
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ANNOUNCEMENTS

BBK will be launching new digital initiatives soon for more convenient banking ….visit regularly here.

Dear Customer, Consequent upon spurt in COVID-19 cases across India and Government/local bodies actions, we request all our valued customers to use online banking for their regular banking transactions and also minimize use of cash as low as possible. Currency changing hands may also be carrying virus. Our Branches will be open for limited services on working days with reduced staff and curtailed business hours (10 am -2 pm). For any help and details visit our website www.bbkindia.com . We assure our commitment to you and thank you for your co-operation in the current situation"

Reserve Bank of India(RBI) vide circular No DPSS.CO.RPPD.No 309/04.07.005/2020-21 dated Sepetember 25,2020 had announced introduction of Positive Pay System for CTS for all cheques value Rs 50000.00/- and above.

Dear Customer, As per Govt. guidelines and to ensure the health and safety of our customers,vendors and employees, all visitors to our branches are required to wear a face mask maintain social distancing. Entry will be allowed post screening for body temperature and status on the Aarogya Setu app. We request your co-operation in compliance of these guidelines.

An Appeal (Hindi-pdf) with reference to Pradhan Mantri Garib Kalyan Package, in the light of COVID-19.

“Dear Customer,Bank of Bahrain and Kuwait B.S.C. will never ask you to share sensitive information like OTP, CVV, passwords for moratorium on loan EMIs or any other payment. Beware of such fraudulent calls or emails. DO NOT share your OTP, User ID, Password, CVV, Expiry date etc with anyone. Stay safe and stay alert. To know more, visit www.bbkindia.com”

Given the large scale disruptions caused by the COVID-19 virus pan-India and the regulatory measures announced thereof, Bank of Bahrain and Kuwait, India has decided to extend a 3 months moratorium on all Home and Consumer Loan EMI Installments falling due between 01Mar20 - 31May20. Pl.contact your branch/RM for further details, in case you do not wish to avail the moratorium and want to continue with the existing terms of repayment.

“Thank you for choosing to do business with BBK. Due to global COVID-19 pandemic, there is a great deal of uncertainty in the markets and in the current situation, BBK highlights the need for clients to carefully consider any new product and independently review risks at this highly sensitive and volatile time. We caution our clients to remain focused and vigilant in these times as the human, economic and financial impacts of this pandemic have already been huge, and it is not yet clear how quickly the situation will be brought under control and normal economic activity can resume.”

“As per RBI guidelines, National Electronic Fund Transfer (NEFT) is available 24 x 7 with effect from December 16, 2019.”

* TDS of 2% would be levied on cash withdrawals exceeding Rs 1 crore during a financial year. Click here for further details.

* Waiver / reduction of NEFT/RTGS charges with immediate effect Refer schedule of charges for details. Please click here for Revised service charges w.e.f.15.11.2019.

*Banking Facilities for Senior Citizens and Differently abled Persons.

* W.E.F 01.07.2017 Bank has been collecting GST @18% on applicable commission/service charges in lieu of service tax @15%.

* W.E.F 01.07.2017 GST on Forex conversions are being collected. Click here for rates.

* Please click here for current MCLR rates.

* Please click here for current interest rates on deposits.

* Details of Unclaimed Deposits. Please click here.

* FREE OF CHARGE unlimited usage of BBK ATM cards in other Banks’ ATMs.BBK ATM cards can be used in all ATMs of NPCI member Banks network. Click here for details.

*Safe Deposit Lockers facility available at our Hyderabad, Aluva & New Delhi branches. Please contact branch for details.

* Interest on all types of Savings Deposit shall be credited at quarterly intervals on the last working day of March, June, September and December.

* As per Income Tax rules, applicable TDS on deposit account is deductible on accrued interest. TDS so deducted is non-refundable.

* Customers are advised to register their mandates for payment before maturity on joint deposits held on "Either or Survivor" or "Former or Survivor" basis.

* Customers are advised to issue CTS compliant cheques only.

* BBK presently does not have any 3rd Party Agents/DSAs. The marketing & processing of all products are done through its branches, by the bank staff.

* Rupee Floating Loans/ Credit limits shall now be priced at MCLR effective 01/04/2016"click here for details

E-BANKING LOGIN



BBK RuPay Debit Card a new customer friendly product feature.

“BBK RuPay Debit Card” that enables you to have a hassle-free shopping experience, Since the payments for purchases can be done by “BBK RuPay Debit Card”, there is no need to carry cash with you for shopping.

This is India's own payment card, where the settlement happens within India and your account gets debited with the amount you spend through a secured payment mechanism.The “BBK RuPay Debit card” is accepted at various Merchant ,Establishments, (like Hotels, Restaurants, Shops, Malls, etc) where RuPay Logo is displayed.

BBK RuPay Debit Card is packed with a host of benefits that will enhance your lifestyle and provide convenience in your banking transaction as follows.

  • Free ATM usage across India any number times
  • Safe and secure transaction.
  • Accepted at about 163,700 ATMs of 78 member banks all over India displaying RuPay Logo and over 8,80,000 POS (points of sale) terminals with Merchant Establishments that are enabled to accept RuPay cards
  • Cashless Shopping Convenience
  • Daily ATM cash withdrawal limit of Rs. 25,000/-
  • Daily POS Limit of Rs. 2, 00,000/-
  • SMS alert for all transactions.

NPCI Network

Click here for full list of Banks

Debit CardService Charges:

Debit Cards :
H.1 Issue of First ATM Card Free Free
H.2 Renewal Fee of ATM – every year 100/- Free
H.3 Reissue of ATM Card at the request of the customer 100/- 100/-
H.4 Reissue of ATM PIN at the request of the customer 50/- 50/-

Is an DEBIT Card like a Credit Card?
No, an DEBIT Card is different from a Credit Card. Using your DEBIT Card, you can access your account and carry out most of your banking transactions, round the clock. But you cannot shop with your ATM Card.

Also, unlike a Credit Card, your DEBIT Card prevents you from over-extending yourself by permitting you to withdraw cash only as long as there is money in your account. Finally, if you withdraw cash using a Credit Card, you will be charged a service fee, whereas using an Debit Card does not attract any charges.

What transactions can I perform using my DEBIT Card?
You can carry out the following transactions at all our ATMs.

  • Withdraw cash
  • Request a mini-statement
  • Make a balance inquiry
  • Change your PIN
  • Request a cheque book or account statement

Do I have to maintain any minimum balance in the account for using the card?
You can only withdraw to the extent of the balance in the account.

What is the cash withdrawal /cash advance limit for me?
BBK customers can withdraw up to Rs.25,000/- per day using DEBIT Card at our ATM’s.
For non-BBK customers, the limit is as decided by the bank issuing the card.

Whether BBK Debit Card can be used at other Banks ATM?

  • FREE usage of BBK DEBIT cards in ALL ATMs(BBK ATM + And Other Bank ATMs)
  • Cash up to Rs. 25,000/- allowed in BBK ATM for BBK ATM card holders.
  • For other Bank Debit cards, cash withdrawal of Rs.15, 000/- only is allowed on BBK ATM.

If you have any queries that are not answered here,
Please call us : Non-Toll free No. +91 -40 -32555530
Please write us: Email:netbank[at]bbkindia.com/support[at]bbkindia.com.

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