BBK Personal Loan Offering to Corporate Employees

Reduced Interest Rate of % p.a

Product Features

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  • Low Interest Rates
  • Minimum loan amount given is INR 50,000
  • Maximum Loan amount of Rs 15 Lakhs
  • Loan Tenor up to 7 years
  • No pre- closure charges if repaid from own funds.
  • Easy Documentation
  • Purpose of Loan:- Marriage purpose, House Renovation & Other personal Needs
  • Repayment of loan from salary deduction.
  • Low Processing Fee
  • Free Insurance cover on loan amount.


The Bank will dispose either or accept or reject the application for Credit Limits within 45 Days from The Date of Receipt of Full Information from the Client.

Type of Credit Facility Maximum ROI Minimum ROI Mean ROI
Consumer Loan 16.00% p.a. 12.00% p.a. 14.69% p.a.
Documentation Charges (Average) INR 1000 Per Loan
Processing Fees (Average) 1.50 % of Loan Amount
Total Cost of Credit (Average per Loan) 15.20 % of Loan Amount (p.a.)

Eligibility Requirements

  • Employees must be in the age group of 18-55 years at the time of applying for loan.
  • Minimum employment of 3 years required
  • Example of EMI Calculation for Rs 1 Lakh at % p.a

Tenor ( Months) 12 24 36 48 60
Equal Monthly Installment (Rs)
Penalty For Delayed Payments As per offer letter
Converison charges for switcing from Floating to Fixed Intrest and vice versa As per offer letter
Mode of Commnunication of changes in Interest Rates By Letter to Customers Registered address and Through SMS on Registred Mobile No.

For Further details and information, please contact

Contact Details Contact Details

Manaf Merchant

Sharad Patil
Asst. Vice President Relationship Manager
Retail Banking Retail Banking
Phone: (0)9322571006 Phone: (0)9322571001
Email : Email :

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