Savings Accounts Services

Sl No. Nature of Transcation Charges Individual (w.e.f.: 1st July 2012) Charges Senior Citizens / Pensioners (w.e.f.: 1st July 2012)
A) Minimum Balance Requirement Rs.5000/- Nil
A.1 Shortfall on average balance (Quarter Basis) Rs.300/- per quarter Nil
B) Cheque Book Facility :
B.1 Issuance of Cheque Books (for accounts maintaining minimum balance as per Point A) Free, 50 Leaf for each half calendar year Free
B.2 Charges of cheque book on Additional 25 Leaf cheque book. Rs.2.50/- per Leaf. i.e.Rs.62.50/- fort 25 Leaf Free
B.3 Issuing of loose cheques Rs.10/- Free
C) Cheque Returns :
C.1 At par Cheque deposited at any location of Bank for clearing in the same location Free Free
C.2 Collection of outstation Cheque of other bank, drawn on Location where BBK does not have branch; no speed clearing/CBS Facility not available Up 10K Rs.25 Above 10K up to 25K Rs. 35/- above 25 K: Rs.2 per thousand or part thereof maximum Rs.5000/- Same as to normal charges Maximum Rs.2500/
C.3 Funds Transfer (Between Bank's Branches) (Online/through Net banking) Free Free
C.4 Cash Deposit Charges Free for any amount in Home as well at other branches Free for any amount in Home as well at other branches
D.1) Stop Payment (Single cheque) : Rs.100/- Rs.50/-
D.2)Stop Payment (Series Cheque): Rs.500/- Rs.100/-
D.2.1)Cheque Return (Inward) For Financial Reasons Rs.500/- (For first incident)*Additional Rs.100/- is to be recovered for any progressive recurrence, during a quarter. For example, second return incident Rs.600/-, third Rs.700/- and so on. Rs.500- (For first incident)*Additional Rs.100/- is to be recovered for any progressive recurrence, during a quarter. For example, second return incident Rs.600/-, third Rs.700/- and so on.
D.2.2) Clearing Cheque Return (Outward) Financial Reason and Non Financial Reason, both Free Free
D.3) Clearing Cheque Return (Inward) Non Financial Rs.100/- Free
D.4) Internal Transfer Return Charges Rs.100- if return memo is to be issued,otherwise free Rs.25- if return memo is to be issued otherwise free
D.5) ECS Debit Returned (Inward) Rs.500- (For first incident)*Additional Rs.100/- is to be recovered for any progressive recurrence, during a quarter. For example, second return incident Rs.600/-, third Rs.700/- and so on. Rs.500- (For first incident)*Additional Rs.100/- is to be recovered for any progressive recurrence, during a quarter. For example, second return incident Rs.600/-, third Rs.700/- and so on.
E) Adhoc Statement printed Free Free
F.1) Balance Enquiry Free Free
F.2) Balance Confirmation Certificate Rs.50/ Free
G) Interest earned in SB Account Certificate Rs.50/ Free
H) Certificate of any other nature Rs.50/ Free
I) Statement of Accounts :
I.1 Issuance of Pass Books Free Free
I.2 Issuance of Duplicate Pass Book Rs.100/- Rs.100/-
J) ATM Cards :
J.1 Issue of First ATM Card Free Free
J.2 Renewal Fee of ATM – every year Rs.100/- Free
J.3 Reissue of ATM Card at the request of the customer Rs.100/- Free
J.4 Reissue of ATM PIN at the request of the customer Rs.100/- Free
J.5 Blocking of the ATM card at Customer's Request Rs.100/- Free
K) Photo/Signature Verification : Rs.100/- per attestation Free
L) Tracing of Old Records :
a Up to 6 Months Rs.150/- Rs.100/-
b More than 6 months up to 2 Year Rs.200/- Rs.100/
c Above 1 Year Rs.250/- Rs.100/-
d Any change in the ledger such as address/ nomination/ joint holder etc. Free Free
M) Cash Remittance:
M.1 Cash deposit upto Rs. 2 lakhs per month Free Free
M.2 Beyond Rs. 2 lakhs upto Rs. 10 lakhs per month Free Free
M.3 Beyond Rs. 10 lakhs Free Free
N) Standing Instruction: (Per Frequency Charges)
Any SI within BBK is free, charges are applicable only where one leg of transaction is outside the BBK Rs.250- per instruction plus applicable charges service availed (If SI not executed for want of funds, Rs.100/- would be charged) Rs.250- per instruction plus applicable charges service availed (If SI not executed for want of funds, Rs.100/- would be charged)

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