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SR No	Nature of Transaction	Charges (Rs)
A) Minimum Balance Requirement		NIL
B) Cheque Book Facility :
	Issuance of Cheque Books	50/- each book
C) Cheque Returns (applicable for ECS returns also) :
1	Cheque Returned for want of sufficient funds (per cheque)	100/-
2	Cheque Deposited returned unpaid	50/-
D) Stop Payment Request for each Transaction (a cheque or a series of cheques) :		50/- per cheque Max. 200/-
E) Closed within six months of opening		NIL
F) Balance Enquiry/Balance Certificate		Free
G) Statement of Accounts :
1	Issuance of Pass Books	Free
2	Issuance of Statements on Demand	15/- per page
3	Issuance of Duplicate Pass Book	15/- per Page plus 50/- additional cost
H) ATM Cards :
1	Issue of First ATM Card	Free
2	Renewal Fee of ATM – every year	Free
3	Reissue of ATM Card at the request of the customer	100/-
4	Reissue of ATM PIN at the request of the customer	50/-
I) Photo/Signature Verification :		100/- per attestation
J) Tracing of Old Records :
a	Up to 6 Months	100/-
b	More than 6 months up to 1 Year	150/-
c	Above 1 Year	200/-

NOTE:

1) Service Tax plus Education Cess @ 10.30% (as per Government Rules) wef 11.05.07 is applicable from time to time over and above charges indicated above.
2) Bank reserves the right to assess charges on transactions that are not covered by this schedule and recover the same accordingly with prior intimation to the concerned customer(s).
3) The schedules of charges for Remittance Facilities, Collection Facilities are available separately.
4) A flat 20% concession is allowed in the above service charges for Senior Citizens in the Individual Category.

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