::: PERSONAL BANKING >> Current Account  

BBK’s current account deposits are designed to suit your business requirements and bring in various benefits to add impetus to your business needs.

» FEATURES:

Anywhere Banking:
You can deposit cash, withdraw cash, deposit cheques, and issue 'at-par' cheques at any of our branches.

Instant Fund Transfer:
You can transfer funds instantly between our branches. Funds transfers can be effected through our Core Banking Software system (CBS)

Free Monthly Account Statement:
By courier / email at the Address recorded with us.

ATM card Facility:
For Sole Proprietorship accounts, Individual accounts ATM card is provided at free of cost. Access to wider network of BANCS and NPCI ATMs network.

Remittances Facility :
You can remit and receive funds to and from your vendors, customers across PAN India through RTGS and NEFT platform.

Local Cheque Deposit Facility:
Deposit cheques for local clearing - MICR Clearing.

Issue of Pay Orders and Demand Drafts:
Issue of Pay Orders and Demand Drafts at very competitive rates.

Inter Branch Cash Deposit/Withdrawal Facility:
Deposit/withdrawal of cash (conditions apply)

Outstation Cheque Collection:
Collection facility for all outstation cheques.

Nomination Facility:
Nomination facility is available for Individual and sole proprietorship accounts.

» ACCOUNT OPENING & DOCUMENTATION:

Individuals:

Any one of the Following:- • Introduction by an existing customer of the Bank (whose account with BBK is satisfactorily operated for a minimum period of 6 months)
• Introduction by an existing Banker (Please note that in this mode of introduction, the customer has to compulsorily visit the Branch & also deposit a self-drawn cheque from the same account)
• 2 - passport size colour photographs of each authorised signatory
• Passport (Wherein his address & signature match with the mailing address & signature on the Account Opening form)
OR
At least one document from each of the following 3 lists (A, B & C) :

List A : Identity Proof (Any One)

• Passport
• PAN Card
• Voted ID Card
• Employee ID Card
• Defence/Govt ID Card
• Driving Licence
List B : Signature Proof - Any One of the List A above or Self Drawn Cheque.

List C : Address Proof – Any one :

• Passport
• Voted ID Card
• Electricity / Telephone / Mobile Bill
• House Lease Agreement
• Utility Bill – Gas Bill

Sole Proprietorship:

In addition to the Lists A, B,C any one of the following should accompany the account opening form in case of sole proprietorships (Any one of the List D)

List D:

• Shop and Establishment Certificate / Municipal License.
• Sales Tax Returns / Registration Certificate / Profession Tax Regn Certificate.
• Existing Bank Account Statement with account opening amount cheque from the same account.
• License to Carry on Business from Registered Authority E.G.: Chemists-FDA
• Certificate of Practice Issued by Institute of Chartered Accountants of India / Institute of Cost Accountants of India / Company Secretary of India / Medical Council.
• Chartered Accountant’s Certificate.

Partnerships:

• A copy of the Partnership Deed.
• Registration certificate if the firm is availing of any credit facility / Secured
• Overdraft / Temporary Overdraft facility.
• PAN Card / Form No. 60 of the firm.
• Passport size Photograph of the authorized signatories.
• Identity Proof of all the authorized signatories as per List-A above
• Signature Proof of all the authorized signatories as per List-B above
• Address Proof of all the authorized signatories as per List-C above
• Mailing Address of the Concern to be submitted as per List-D above only if the
• address is different from the one mentioned in the Partnership deed or from
• that of any of the partners who is an authorized signatory.

Private and Public Limited Companies :

• Memorandum & Articles of Association.
• Certificate of Incorporation.
• Certificate of Commencement of Business (For Public Ltd. Cos.)
• Certified True Copy of The Board Resolution for opening the account specifically mentioning the mode of operation of the account with limits (if any), signed by at least 1/3rd of the Directors, subject to a minimum of 2 directors or The Company Secretary of the company.
• PAN Card of the Company.
• Names & Addresses of all the directors of the company on its letterhead, signed by at least 2 directors or The Company Secretary.
• ROC Acknowledged copy of Form No. 32 for every director whose name does not appear in the AOA / MOA.
• “No Objection Letter” from other Banks in case the Company avails credit facilities with them.
• Passport size Photograph of all the authorized signatories.
• Identity Proof documents of all the authorized signatories as per List-A.

For other types of accounts Trusts, Clubs, Associations etc., please contact our Customers Service Department.

Minimum Balance requirement INR 10,000/- on daily basis.

» FEES & SERVICE CHARGES :

Please refer to Service Charges - Current Accounts

Click Here for Forms

Go Up